Apply

To get insurance, you need to apply to join our insurance group. The application demonstrates that you meet our eligibility rules.

  1. Read the eligibility rules.
  2. Complete the online form.
  3. Submit supporting documents—you’ll see instructions after the form.
  4. Wait for your approval email, then enroll in plans!
Timing is everything. Read these important dates and deadlines.
  • When to Apply

    You may apply at any time, but we must receive your complete Eligibility Application by the 10th of the month (or the preceding business day) if you wish to begin coverage on the 1st of the following month.

    If anything is missing or incorrect, we’ll contact you about 7 business days after receiving, but this can mean missing the monthly deadline, so start early and review your documents carefully.

  • When your insurance starts

    Once approved, you’ll receive an email linking you to the enrollment website. You’ll have 30 days to enroll in the plans you want. You can choose to start your insurance on the 1st of either of the next 2 months. Make sure to enroll in the plan by the 22nd of the month if you want to start your coverage on the 1st of the next month.

    If you don’t enroll within 30 days of being approved, you will have to re-apply.

  • Your first payment—heads up!

    Payment is due by the date your coverage begins. Depending on when you choose to start, this may mean you have a large sum—two months’ premiums plus fees—due in a short period of time. Once your coverage starts, the first two months’ premiums and the fees are non-refundable.